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Past performance is not indicative of future returns. .

For many decades, we've been working together with investment advisors to make the best use of their money. The accuracy and consistency of the information have always been in question, but we never cared about it much till the time we began having choices. And now that software is taking over the world, we do have options which are based on analytics and automation.

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These include:.

Betterment: Betterment is a robo-advisor that manages more than $2 billion in 93,000 accounts. For the management of this advantage, the company utilizes index funds and an automated allocation system on the basis of an investors risk tolerance and time interval. It helps people to have better control on their wealth and to grow it with the help of advanced technology.

Wealthfront: Wealthfront is the worlds biggest automated investment agency with over $2.5 billion in client assets. It manages a diversified, continually rebalanced portfolio of index funds on the consumers behalf at a very low cost and in an extremely tax-efficient manner. It does not charge fees on the first $10,000 and charges only 0.25percent annually on resources in excess of $10,000.

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Nowthey are raising the bar by lowering the minimum amount required to open an Wealthfront account to just $500. .

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Motif Investing: Motif Investing, a Silicon Valley-based company, is an helpful resources online broker which allows investors to invest in stock and bond portfolios constructed around everyday suggestions and broad economic trends, and create customized motifs. The company has developed a unique financial product known as motifs which works like cheap exchange-traded funds.

Until now, the company has increased $126.5 Million in six Rounds of funding. Investors include Foundation Capital, Goldman Sachs, Ignition Partners and Norwest Venture Partners. Board members include former SEC Chairman Arthur Levitt and former Wall Street Executive Sallie Krawcheck. .

FutureAdvisor: FutureAdvisor is looking to bring top-flight wealth management services to the middle class. Unlike other services which target typically tech-savvy and wealthier users, the typical FutureAdvisor client has approximately $100,000 to invest and has multiple accounts with different institutions. In some ways, FutureAdvisors service is very similar to other offerings on the market; it utilizes algorithms to maximize the portfolio for a potential client.

If a client want FutureAdvisor to really execute an investment review plan, the company can do that. .

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Personal Capital: The companys service combines free tools that collect and analyze all the investor's financial data with a financial adviser to help manage and expand his investments. The company has managed over $800 million invested by clients. The companys providers are used by over 600,000 Americans to monitor $100 billion+ in accounts on the free software. .

Hedgeable: Founded in 2009, the company automates sophisticated investing for active professionals in less than five minutes with no minimum investment needed. It brings the wealth management solutions of this ultra-high worth to the masses. It has developed several proprietary systems to provide services which were formerly only available to the ultra-high net value, such as risk management, hedging, bitcoin investing, impact investing and private equity.

Nutmeg: Specializing in investments, ISAs and pensions, the company provides an online investment service thats intelligent, straightforward and honest. Until now, the company has received $37.3 million in two rounds of funding.

Wealth Horizon: A cheap online provider, Wealth Horizon provides investors investment information starting from as little as 12.50. The company is targeting savers that fall into the so called information gap(people who dont want to pay the high cost for a financial advisors expertise).

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Swanest: Based out of London, Swanest is an online automated wealth manager using smart technology to build and manage custom-fit investment plans.   The company helps their clients to achieve their potential financial goals.

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MoneyFarm: MoneyFarm, the only online financial adviser in Italy, supplies first-class investment advisory to small savers via a scalable, UX-driven, enjoyable and easy-to-use system. The companys clients can build build their portfolio click this site using MoneyFarms asset allocation recommendations, manage it during the years and execute all the transactions in a really straightforward and efficient manner. .

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